Valuehalla

Security & Privacy

a sticker on a wall that says `` we respect your privacy ''

Your trust is table stakes.

Bank-level protections

  • Open Banking (PSD2 compliant). We use FCA-regulated aggregator GoCardless for read-only access; we never see or store your credentials.
  • Encryption. All data in transit and at rest uses 256-bit AES with rotating keys.
  • Zero-knowledge architecture. Transaction texts are anonymised before AI processing; human staff cannot trace purchases back to individuals.

Data usage & control

  • You own your data. Export or delete everything—instantly—from Settings → Data Control.
  • No ads. Subscription revenue keeps us ad-free; we never sell data.
  • Transparent AI. Models are trained only on anonymised spend labels and emotion tags you provide. No external profiling.