Valuehalla

Spend on what feels like heaven. Cut what doesn’t.

the sun is shining through the clouds over a lake .

ValueHalla connects to your bank, learns what truly matters to you, and turns every statement into a roadmap of personal value—so your money brings more joy, not more clutter.

How it works

  1. Link up to three accounts (2 min).
    Secure Open Banking connects without storing your credentials.
  2. AI decodes your spending DNA.
    It auto-tags merchants, surfaces patterns, and politely asks clarifying questions (“Was that £12 coffee run a treat with friends or a routine grab?”).
  3. See your Value Map™.
    A simple quadrant view: High Joy / Low Cost, High Joy / High Cost, Low Joy / Low Cost, Low Joy / High Cost—highlighting easy wins.
  4. Act with nudges, not nags.
    Weekly emails or push cards suggest experiments: “Swap one low-joy subscription for a family hike budget.” Small steps—no guilt spiral.

Why ValueHalla?

What you getWhy it mattersJoy-per-£ InsightsKnow the ROI of hobbies, treats & habits.Personal QuestionsThe AI asks before it assumes, so nuance isn’t lost.Actionable NudgesConcrete swaps & caps instead of generic “cut lattes.”Privacy by DesignRead-only access, bank-level encryption, user-owned data.

Social proof & trust signals

  • ★★★★★ 4.9 (private beta, 112 testers)
  • Featured in Fintech Insider podcast, Apr 2025
  • Partner of UK Open Banking Excellence

Logos + one-liner testimonials:

“Finally a budgeting tool that starts with my values, not spreadsheets.” — Hannah K.
Spend on what feels like heaven. Cut what doesn’t. | Valuehalla